iShares

Portfolio Completion and Asset Allocation

Completing a portfolio allocation using ETF investing can help diversify holdings that are heavily concentrated in one or more asset class, sector or single stock, thus "rounding out" the portfolio with additional investments. ETFs can be utilized in portfolio completion by providing financial professionals the flexibility to implement investment ideas across a variety of asset allocation methods, sectors, styles and market caps. Because they have no investment minimums*, ETFs can complete portfolios of any size.

* While iShares funds do not have minimum investment requirements, an investor must purchase whole shares.

Carefully consider the iShares Funds' investment objectives, risk factors, and charges and expenses before investing. This and other information can be found in the Funds' prospectuses, which may be obtained by calling 1-800-iShares (1-800-474-2737), or by viewing or downloading a prospectus. Read the prospectus carefully before investing.

Investing involves risk, including possible loss of principal. Diversification may not protect against market risk.

The strategies discussed are strictly for illustrative and educational purposes and should not be construed as a recommendation to purchase or sell, or an offer to sell or a solicitation of an offer to buy any security. There is no guarantee that any strategies discussed will be effective.

The iShares Funds ("Funds") are distributed by SEI Investments Distribution Co. ("SEI"). BlackRock Fund Advisors ("BFA") serves as the investment advisor to the Funds. BFA is a subsidiary of BlackRock Institutional Trust Company, N.A., neither of which is affiliated with SEI.

© 2000-2012 BlackRock Institutional Trust Company, N.A. All rights reserved. iShares® is a registered trademark of BlackRock Institutional Trust Company, N.A. BlackRock® is a registered trademark of BlackRock, Inc. All other trademarks, servicemarks or registered trademarks are the property of their respective owners.

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